Lending Rates Savings Rates Certificate Rates Fee Schedule
Effective as of: 09/01/2025
| AUTO LOANS | ||
| LOAN TYPE | RATES AS LOW AS | TERM UP TO** |
| New Autos | 4.49% | 84 months |
| Used Autos | 5.50% | 84 months |
| MOTORCYCLES | ||
| New Motorcycles | 8% | 72 Months |
| Used Motorcycles | 8.75% | 72 months |
| OTHER MOTORIZED LOANS | ||
| Boats and Watercraft | 8.5% | 60 months |
| Powersports | 8.5% | 72 months |
| Recreational Vehicles | 8.5% | 84 months |
| PERSONAL LOANS | ||
| LOAN TYPE | RATES AS LOW AS | TERM UP TO |
| Personal Unsecured | 10.99% | 72 months |
| Personal Unsecured line of Credit | 13.99% | 36 months |
| Share Secured | 3% above earnings rate | 72 months |
| MORTGAGE LOANS | ||
| LOAN TYPE | RATES AS LOW AS | TERM UP TO |
| Conventional First | Please Call for Quote | 20 years |
| Fixed Rate 2nd Mortgage | 5.84% | 10 years |
| Home Equity Line of Credit | 7.50% | 20 years |
| *APR = Annual Percentage Rate. Rates posted are for reference only and subject to change without notice. | ||
| Membership eligibility applies. Rates subject to creditworthiness and other terms and conditions. | ||
| *Motorized Vehicle Loan rates displayed include a 0.50% rate discount for having an automatic payment from a Patriot Equity Credit Union checking account. | ||
| **73-84 month terms are available for new and used vehicles within three model years or less. Loan terms may be shorter to qualify for APR. | ||